financial planning

Comprehensive Financial Planning

Reaching your wealth goals requires the ability to review all of your financial information on a consistent basis in order to recognize how different aspects of your finances and wealth structuring interact. Our ongoing financial tracking and reporting allow you to see the big picture, proactively identify risks and effectively evaluate opportunities that could be to your benefit.

Through regular review meetings with your Altair team, you receive the data and guidance needed to feel confident in your financial decisions.

Our Financial Planning Process

To coordinate the collection and analysis of your financial data into one centralized depository, we break the process down into organized steps:

Identify and Prioritize Your Goals

Not all of your financial goals carry the same weight. Some are foundational to your well-being and security for the future. Others are more aspirational. A central part of the planning process involves prioritizing your different long-term needs, wants and aspirations.

Gather Data

This step can feel overwhelming. To make it manageable, we ask your permission to work with your other professional advisers to directly collect relevant information and aggregate all data on your behalf.

Assess Your Options

With all your data organized and accessible, we can evaluate your current financial standing and identify any redundancies or gaps. We provide the scenario testing necessary to vet different future options and look at opportunities from multiple angles.

Develop a Customized Plan

You are provided with a detailed plan that includes our recommendations for the steps and action items required for reaching your goals and objectives.

Report and Monitor

Your financial planning is an ongoing, proactive process. As your life and situation evolve, your planning is regularly monitored and revisited, with updates and adjustments being made as necessary.

Answering Your Most Critical Financial Questions

Comprehensive financial planning enables you to answer these questions and more. It provides the clarity necessary to make fully informed decisions and be in control of all aspects of your wealth.

Is our lifestyle secure for the future?
What is a sustainable spending rate given our assets?
Are there strategies I should be considering to transfer wealth more effectively and tax efficiently?
Are we making the best choices in funding our grandchildren’s college education?
What would a market downturn mean for our cash flow?
Have our assets been properly titled according to our estate plans?
Do I have the capacity to gift more?